If  you think a mod factor of 1.0 is good, 
think again. You need to

Master Your Workers' Comp Modifier


Master your mod with this
  special offer:
Buy the book and try our software for free!

How to order

More about the booklet

More about QuickMod.com

More about ModMaster

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Master Your Mod: 
Questions. Answers. Solutions.

 

Q. What's worse than a bad mod?
A. A bad mod that you didn't anticipate or can't explain.
- related article -

Q. A mod of 1.0 is good, right?
A. Wrong! A mod of 1.0 is like a "C" on your report card!
- related article -

Q. How do I motivate my clients to take more interest in their mod?
A. Let them see the TRUE cost of each loss! 
- related article -


Master Your Mod: 
How many copies do you need? 

  • Buy it for yourself

  • Buy it for your agents and producers

  • Buy it for your CSRs

  • Buy it for your underwriters

  • Buy it to give to your existing clients

  • Buy it to give to your prospects

  • Buy it for workers comp training events (if you're a professional workers' comp trainer, contact us for special deals and opportunities!)

  ORDER NOW!

 


 

An Experience Mod Quiz

Would you like to:

  • anticipate the mod before it is promulgated by the bureau?

  • increase accuracy of cost allocation and risk management decisions?

  • forecast the mod for the next policy period?

  • compute and verify the accuracy of mods?

If you answered YES to any of these questions, you should learn more about ModMaster.

Anticipate the mod.
Explain the mod.
Highlight the true cost of each loss.
Master your mod.

Control Costs by Understanding Experience Rating

In the booklet entitled Master Your Workers’ Comp Modifier, author Tim Coomer writes,

Many companies have the misunderstanding that a mod of 1.0 is good. This is like saying a “C” on your grade school report card is good.

"A mod of 1.0 is average," Coomer goes on to say, "and a company should strive to decrease their losses in order to beat the average and lower their workers’ compensation insurance costs."

This booklet and the associated website QuickMod.com can save you or your client thousands of dollars in workers' compensation premiums by teaching you:

  • How your mod is calculated

  • How to interpret your company's mod worksheet

  • How to ensure that your rating is accurate

  • How losses impact the premiums you pay

  • Ways to control and improve your mod

  • How to use the software products QuickMod.com and ModMaster to generate a mod analysis for your company using your actual worksheet. You receive a FREE TRIAL to these products with your purchase of the book.

 ORDER NOW! 

(Free trial subscription not available to current ModMaster subscribers.)

 


QuickMod.com is a web application that allows you to generate a comprehensive analysis of a client's workers compensation modification factor in mere minutes. 
This analysis will help your client to better understand the mod, how it impacts their premium costs, and how to control it. More info

ModMaster is an application that can be installed on your PC or on your network. In ModMaster, you can compute a mod, forecast a mod, and perform numerous analyses by entering all payroll and loss information that pertains to the mod calculation (usually data for three or four policy periods).

ModMaster contains over thirty reports which show a variety of detail and summary information, graphs, and sensitivity analyses. More info

 

Master Your Workers' Comp Modifier, QuickMod.com and ModMaster are written, distributed and supported by Specific Software Solutions.