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ModMaster WebHelp:
Performing a PA/DE Calculation

WebHelp Table of Contents

 Tutorial 

Setup page

Payroll page

Part I losses

Part II losses

Calculation summary

Reports

Support for the PA 25% cap

 Videos 

Performing a PA/DE Calculation

 FAQs 

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Setup page

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When you want to do a Pennsylvania or Delaware calculation, you must select or create a file. Then on the resulting company setup page, select "PA/DE" as the Calculation Type. NCCI is the default. Note that PA/DE and NJ cannot be combined with each other or with NCCI states in the same calculation. 

Payroll page

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You must provide a payroll code and payroll amounts for each applicable policy period. Note that the PA/DE payroll screen is identical in operation to the NCCI payroll page, except that you can only select PA or DE for the state. 

Part I losses

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Enter the Total Losses as Reported for each policy period. It is important that you do not enter Losses as Used from your bureau worksheet. 

Part II losses

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This page shows the loss limit for the calculation. Any losses that exceed the value shown should be individually entered on this page.

For your data entry and viewing convenience, alternate spreadsheet-type views of the large loss data is available by choosing different options off of the "View" button on the toolbar. 

Calculation summary

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Key values from the mod calculation are shown. If the ModMaster mod differs from the bureau's mod, you should compare each of these values to see which particular numbers are different. For example, different expected loss values may indicate that you have mis-entered a payroll value. Different loss totals may indicate that you have mis-entered a value on one of the loss records.

Reports

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Since detailed loss information is not required for a PA/DE calculation, there are not as many report options as there are for NCCI calculations. However, several key concepts are illustrated through the reports that are available. Some examples are:

• Bureau-type report - presents the calculation in a format similar to the bureau's, which you and your client are probably familiar with. view the video clip

• Loss analysis by policy period report - compares expected vs. actual losses for visual impact with your client. Can also help you visually analyze expected future behavior of the mod if a very good or very bad year will be dropping out of the mod calculation for the next effective date. view the video clip

• Mod and premium cost analysis report - shows the experience mod formula, computation of the minimum mod, how the mod affects your premium, and the specific cost of various losses. view the video clip

More about the Reports and Graphs page

Support for the PA 25% cap

See our What's New page for more information about this feature.