"The reports generated by this software provide answers
 to many questions such as:

• Why did my experience mod go up?

• What is the lowest my experience mod could have been?

• What was the experience mod point impact of each claim?"

- Frank Pennachio, The Institue of WorkComp Advisors
in Rough Notes Magazine

ModMaster Featured in Rough Notes Article
"Helping Clients Keep Workers Comp Costs Down"

Frank Pennachio of The Institute of WorkComp Advisors is a big believer in ModMaster. Frank has written an article about controlling workers comp costs that appears in the June 2003 edition of Rough Notes magazine. The article is available online at

http://www.roughnotes.com/rnmagazine/2003/june03/06p40.htm

Since October 2001, The Institute of WorkComp Advisors has conducted a monthly, two-day immersion institute on how to sell and service work comp to employers with between 20-300 employees. The Institute uses ModMaster in their seminars! Attendees must pass an intensive exam to earn the Certified WorkComp Advisor (CWCA) Designation. The designation is limited to a specific number of agency producers per geographic area.

For more information about WorkComp Advisors, see

http://www.workcompadvisors.com/workshop

or call them at (919) 929-8483.

June 2003